I have 3 months, and have $1500 in arrears to catch up and I am DONE didnt file in 2018 so im ineligible for the stimulus...
Borrow the money, pay the balance of your CS, file your 2018 return now. And you sho7ld receive your 1200. Use it to pay most of the 1500 you borrowed and pay off the final 300 this month. Just get it all done today!