Ah, memories: me, a canoe, the Ohio River stronger than you yeah, been there, done that.
Sad story. A mom and an eight year old kid. RIP.
Yes, something like that almost happened to me on a visit to KY Lake. I was in a sheltered medium-small bay with modest wave height and wind, but some idiots racing by forced me to turn into their wakes, and at the same time the wind came up, pushing me “crosswise” into the main lake where now I had large waves coming at me from two directions. I did have on my life jacket, but hoo, boy, that wasn’t fun at all...