Silly question. If you buy a house and three cars and go out of country for two months guess what. You still owe money on the house and cars.

But no one forced me to buy a home or cars. It's not a requirement like insurance. No?
Do you think it's fair that most Americans have reduced their driving by about 90+ percent due to this crisis due to no fault of their own, and have been directed to stay home and avoid all unnecessary travel, yet the insurance carriers expect full payments as if nothing ever happened?