I stupidly took out a loan for my daughter 10 years ago.
This month was supposed to be my last payment. I saved some in interest by just having it automatically deducted each month.
After I saw the payment had been made, I logged in to my account expecting to see a $0 balance. Instead, they had charged me $.01 in interest!
Send it to them in cash. They literally won’t have a mechanis to put it on the account.
It would be worth the cost of mailing it.