So the arthritic sib wants to stay where she is, not work, and, what, be on disability?
The Sib is in the process of trying to work from home. Has the education. Sib cannot stand or walk much due to pain. Has not attempted disability yet, although Sib was encouraged to check.
Sib WAS working for parents as in home nurse (has the training/degree), but that ended abruptly when parent passed. The home will just be TOO much. I could sell my current home and not have the $$$ for upkeep of house and yard. (plus I am over ten years older than Sib, other Sibs having been helping out with labor, but that will stop)