(I actually like the guy but do not like debit cards.)
I like him too, and I think he has helped millions get out of debt and get control of their finance and lives, which benefits society as a whole.
He’s a bit extreme when it comes to credit cards, but I sort of get where he’s coming from. For a lot of people it becomes a temptation to overspend and eventually end up with a balance they can’t pay off, especially for those who are undisciplined or on the edge financially.
I use a credit card and pay it off every month. It monitors strange expenses and covers any frauds.
Me too. Credit card companies hate my guts. I have about $60k worth of credit on them (they keep upping it to suck me in) and barely use 2% of that. A couple of years ago I bought a new (to me) motorcycle, and put it on one of my cards. I can just imagine the CC company rubbing it's hands in anticipation of me finally paying interest, only to be crushed completely when I paid off the interest free loan on the following billing cycle.