Me too
Now I’m actually reading this kind of stuff instead of blowing past it
Right now, I'm still planning to not file until I'm 70 or at a minimum my FRA of 67. Both my wife and I are looking at close to $3,500/mo each - $84k a year - if we can hold off until 70 as we both worked a similar amount of years at similar income.
I just became aware of those numbers recently and was pleasantly surprised as I spent most of my life thinking Social Security would be insolvent by the time I came of age. So I never figured on ever getting it and socked a ton of money into 401(k) and Roth IRA.
I know a lot here are saying take it at 62 but there is quite a delta between taking it at 62 and taking it at 70 in my case.