This is a truly dumb article. One doesn’t divide their nest-egg value by one’s final/highest annual salary to determine how long one’s nest-egg will be viable. One accounts for some level of annual nest-egg value growth, and then deducts expected annual/monthly expenses, adding inflation into the future expenses. So, if you have a $1M nest-egg growing at 8% per year, and have $60K annual withdrawals/costs and also account for a 2% annual increase/inflation on those costs over time, that $1M GROWS FOREVER! (Just be mindful of any Required Minimum Distributions).
You win
It’s a stupid article
Dont use that word, its off-limits to you. Only those in this house who understand it might use it. And dont use any part of it either. Dont use nest, dont use egg. Youre out in the forest, you can point. The bird lives in a round stick. And you have things over easy with toast.