[Meatspace]

They lived on the Gulf Coast and did not have wind insurance?

[Sir Bangaz Cracka]

“...well-inland...”

That’s a clue to where homes lacking wind coverage were located.

[napscoordinator]

Probably a lot of insurers won’t do wind policies there. In central Florida many won’t do sink hole insurance. I have it because my policy was grandfathered but new policies forget about it. Flood insurance is hard to get too.