[Puppage]

I chose the credit monitoring. It’s worth a whole lot more than $125.

[Innovative]

Yes, credit monitoring is important and you are correct, it is definitely worth having it. I have it as well.

There are so many evil scoundrels out there, that we need all the help we can get.

[Reno89519]

Already get it free via credit cards and banks. Plus, already offered it via compromised data with federal government and other companies over the past few years. About time we get money compensation, even if only $125. Just like the proposed Facebook fine, these amounts are nothing to these companies. Should be $1,000 to $10,000 per person to put a bite into Equifax. Besides, these companies should be paying us for the use of our data.

[AnotherUnixGeek]

I chose the credit monitoring. It’s worth a whole lot more than $125.

Since six years of the credit monitoring are provided by Equifax, the same company that leaked millions of names, SSNs, addresses, birthdates and income amounts, it's questionable how much it's worth.

I'm also affected, and now I get to spend the rest of my life knowing that I (along with the other 147 million people whose info Equifax insisted on collecting but couldn't bother to secure) am at a heightened risk of identity theft and credit fraud. Names, social security numbers, addresses, birthdates, employers and income levels - all out there, all available for anyone who wants to pretend to me, or you, or anyone else affected. And to remedy the situation, we can each either take $125 or 6 years of worthless credit monitoring by the colossally incompetent corporation which leaked our info in the first place.

This is a national disgrace. Equifax's executives should be on trial facing lengthy prison sentences. And the company should be scattered to the winds.

[Hot Tabasco]

I chose the credit monitoring.

You make a good point. I looked into it further and it appears the $125 payout is contingent on the number of people who file claims. The more people who file, the less the $$$ pay out will be.....

[trebb]

My credit card company gives me free monitoring and credit score info...I’m gonna take the $125 each for me and the wife.