Hook it and call the cops. Not terribly difficult. Someone wants to whine, perfect, means they’re still standing there when the cops arrive and tell them that it’s no longer their car. They got a problem, go to court. Get your belongings out of the car.
Instead, operator gets charges.
Oh, and if the person unhooks the car and takes off, when the cops arrive, report the stolen vehicle.
“Sir, I’m glad to see you’re finally motivated, so get on the phone with the finance company who repossessed the car and see if they’ll work with you.”
really screwed up, repo man