Exactly.
These days people are just obsessed with weighing in on everything other people do or don't do.
DO WHAT YOU WANT WITH YOUR OWN CASH.
Agreed! Perhaps we need some “personal-finance gurus shaming” ...
> DO WHAT YOU WANT WITH YOUR OWN CASH.
If they would refrain from making up the difference out of your pocket and mine via government fiat, that’d be OK.
DO WHAT YOU WANT WITH YOUR OWN CASH.
************
If you earned it, yes you have the right to spend it however you want to. But you also have a responsibility to pay yourself first (i.e., save and invest for the future) so that you won’t come up short after you quit working.
Being house bound in your golden years is not a very appealing thought. All those expensive toys and trinkets won’t matter then.
Do what you want with your own cash, yes.
But then don’t moan about your 200,000 bucks of loan debt after daily blowing cash on five dollar cups of burned ookum at Starbucks and eating out every night in designer shoes while driving there in a brand new crossover while complaining about our Trump-induced materialistic society.
(whew)...that was fun!
;^)