I would check your online credit reports, just in case someone has opened this account in your name.
Agreed — check that an account in your name wasn’t opened. Or did you get the neighbor’s mail by mistake? Because Chase has been sending out voluminous legal notices to its account holders. I’m a longtime Chase customer and I got one . . . last week I think it was. Completely incomprehensible.
My credit history is hacked.
I had some question or other about my Social Security,
so I went to the SS website and registered an ‘account.’
In the registration process, a series of multiple choice questions were asked. None of the choices were correct.
I called the SS and the guy told me they used credit histories to verify identity and mine must have been hacked. He offered no recourse other than to lock my account information.
Whoever is using my credit is probably still doing it. Since I pay cash for everything now, I just hope it doesn’t get so ruined that I can’t use it if I need it.