During the financial crisis, CC companies and banks cancelled many lines of credit. The same would happen again if this legislation were passed.
At the start of the financial crisis AMEX stopped their Business Line of Credit. Not just for me, but for everyone.
I ran a seasonal business and I used that card to get me through the low two months of the season.
My credit was fine. They were a crappy bank.
Now they offer me a Platinum card for $650 a year. I barely use the green card. I will never buy another product from them. Ever.