Oh God, when our daughter was 6 she racked up $800 in “micro-transactions” (my a$$) because her Mom had enabled it once then forgot to disable it. Got all the money back but learned a big lesson about all these games targeting kids. Disable the auto pay and lock it down.
I know you are advocating more parental supervision, and I am sure there are some similar cases like yours, but not sure a proposed gubmint bill is the right way to solve this ‘crisis’.