I actually agree with you. Guys routinely think that money — or the image of money — is a real aphrodisiac for women. I don’t think so. Sure, there are women who seek out men who can keep them in a lifestyle, but that’s more practical than romantic. The “need” for a thick wallet is just an excuse a lot of men use for their failure with women. I’ve seen some pretty hot ladies with dirt-poor “artiste” types who will never earn enough to buy a tuna sandwich, let alone support a spouse or family.
Beautiful women are almost always with ugly and/or pushy men. Smart, normal guys are terribly intimidated by gorgeous girls; they assume she’s already dating someone. Generally, she’s sitting home on Saturday night!