What’s wrong with these people? The answer is S.A.V.I.N.G.S. The sacrifice sometimes needed to accumulate savings is good for the soul.
Dave Ramsey has been pounding on this for years. Guess few are listening
Even back in my poorer days I always had money saved.
It was a bummer to have to break into it.
But it would have been a lot worse if I didn’t have any reserve.