> after installments, $1,379.54 for an Xbox that normally retails at $299.99
We need to find out who forced them to pay installments instead of saving a little every week. Maybe it was the KKK? The Proud Boys? Global warming?
We need to find out who forced them to pay installments instead of saving a little every week.
Its called Delayed Gratification.
A concept my parents taught me early in life.
I want a cookie now Mom!
Well you cant have a cookie now. You have to wait until after supper.
Then when I had a paper route. I wanted a new bike and wanted my parents to buy it and I would pay them back.
Your old bike works just fine. You save up for the new bike and buy it yourself.
Today with easy credit we live in an Instant Gratification culture. And it does not do us any favors. It raises the cost of everything we buy. Store prices have a credit card use fee built in to the price of everything.
I use credit cards, they dont use me. I figure that store prices have the cost of the credit cards service charge built in to the list price. So, I buy things with the credit card and pay off the credit card at the end of the month. I pay for the convenience of the card anyway I may as well use it. I never pay credit card interest.
If a store will give me a discount for paying cash I will do that but it is a rare find these days that a store will do that.