While "It's A Wonderful Life" is more of a parallel universe than a dystopian future, it could play as a dystopian future.
And it sure does fit. There are conservatives who dislike Bailey and say Potter is the real hero as epitomized in this recent essay: Harry Potter is the Undeniable Hero of "It's A Wonderful Life" Me...I didn't care for the essay. I see the way he is trying to present it, but I think just because someone is a successful businessman doesn't mean they can't be evil enough to overcome the positive side of their success.
I don't buy it, and this Free Republic thread last week on this very essay had interesting discussion. I was glad to see most people saw it more along the lines of the way I did.
Bottom Line for me, is some people just think too damn hard about this stuff. Not everything has to be over the top political. Sometimes a cigar is just a cigar.
I treat it as a nice story.
Harry Potter!! LOL