Get the Federal government out of the student loan game. Make the SCHOOLS issue the loans. Make them stand behind their (worthless) degrees. You’ll see the number of grads with Philosophy degrees and $100k in student loan debt decrease greatly.
Ol’ Bernie, who moved out of his parents house at the age of 43, saw the perfect timing in messaging the free tuition. Bernie understands very well just how indoctrinated and foolish 95% of high school graduates are!!