You surely mean HMO, not HBO. If an HMO works for you, that’s great. Where I live HMOs are nonexistent. We have a PPO (preferred provider organization) advantage plan from Blue Cross that we have been happy with so far.
73 posted on 11/23/2018 8:46:57 AM PST by RightGeek
(FUBO and the donkey you rode in on)