>>She and I each graduated from Boston Univ
Took my 2nd masters from there! And the PhD courses, though I never had the guts for the exam. A lifetime ago, it seems.
2nd masters... and PhD - I am impressed... and a lifetime ago I imagine that was really something; don't know about now, but I am skeptical. {and both of us an alumnus! 🥂}
Somewhat like yourself, I took the GRE and scored adequately but upon reflection I decided to pursue my own interests - educate myself. Of course such a curriculum would have some limitations and is based on some biases, but, to me, the key is to continue exploring where a vacuum is found. The process of education should never stop, but self-education is often essential.
As to your 'not taking the exam', you do not seem the sort to do the work but drop the rewards. I imagine you have made the best of your choices. 🛠️