“Shore-hugging results in ship contact with shoals, iow shipwrecks, so, no.”
If you are running at 20 knots with a diesel engine, or thrown forcefully by a storm, running into a submerged rock is likely to wreck a ship.
If you are rowing at 3 or 4 knots, it is not.
Yeah, as a matter of fact, it did wreck them. That's why so many are piled up in just a few places, near the shores, where jagged rocks lurk just beneath the surface. Get serious.