Yup. I have a medicare supplement which costs me zero and of course medicare and then add in the VA and mine isn’t too bad. Mrs. rktman on the other hand because she’s only 55, is not cheap. My employer was gonna up her medical to over a $1,000 per month so we found an outside insurance which is “only” $708/mth. Yikes! In fact, I have an appointment on Friday morning 0830 for a stress test and then an echo-cardio afterwards. I wonder how much that would have cost me in the real world. Or, would I just have declined it?
We knew that retiring from the military would give us basic retirement benefits to live on when we quit working.
And VA medical benefits when we got older. Knowing that everyone struggles with the medical costs of their aging bodies and failing health, that seemed like a wise choice.
We've been married 43 years and still running beef cattle on a farm in Florida. So far so good at age 70.