Medicare kicks in at 65, so if you start taking SS early, you won’t be getting Medicare. Be aware that if you don’t take Medicare at 65 without jumping through some specific hoops, you incur a lifetime penalty for late enrollment. Go to the SS office a few months before your 65th birthday to make sure you enroll on Medicare on time.
My mom didn’t follow the rules and had to pay extra for part B coverage for approximately 35 years.
What if you NEVER try to sign up for Medicare Part B?
How can they penalize you for something you NEVER sign up for?