Age 64 is only a 13% reduction. It would take approximately 12 years to hit the point where you start losing money by taking it early.
Yep. That’s why we did what we did. :)
And the timing advantage was actually huge, Without getting into details, it’s along the lines of “$1,000 in hand today is worth more than $5,000 in a year.”
13% was a small hit. And its impact is really not that great.