[Uversabound]

But if you start collecting at 62 by the time you are 70 how much have you collected? Approximately 72000 dollars.

Now if you start collecting at 70 and only live another 5 years, how much did you collect? Approximately 78000 dollars...its pretty close.

And no guarantee when you will die.
I work out 6 days, regular check ups, watch my diet but tend to over eat at times. I don't drink.

I was born in 62(cannot brag about that anymore LOL) and when I was growing up, I saved for retirement as if SS did not exist. I do not have to rely on SS to have a great retirement. I will never be a burden to society.

[blondiegoodbadugly]

“But if you start collecting at 62 by the time you are 70 how much have you collected? Approximately 72000 dollars.
Now if you start collecting at (70 and only live another 5 years), how much did you collect? Approximately 78000 dollars...its pretty close.”

You also need to figure if collecting at 62 what you would have collected by age 75. (collecting at 70 & live 5 years = 75) So, you would collect $70K + $45K = $115. So, it’s not pretty close. $78K vs $115K