“As I pointed out earlier the common rules are that key cards cannot be given to guests and a resident must accompany guests at all times.”
It does not appear that she was a person’s guest, but rather a member of the HOA.
Sure - but how do you confirm that to the attendant in charge that she’s not an unattended guest?
How do you guarantee the HOA members rights to “peaceful enjoyment” of the pool and guard against unattended guests.
What are you basing this on?
You DO know the definition of assume, do you not?