We raised two youngsters. Both are fine. Not long after our son was married and well on his own he offered this. We have enough saved to pay cash for a house when we need to, all our debts are paid, we have money in the bank and retirement savings underway. You and Mom taught me to manage money, live well and well below my means, to pay myself as soon as I could [savings].
For a long long time we spend every dollar as if it was the last we would ever see.
He and his wife just finished a new house and paid cash for it. They also own a paid for rental house and some other stuff.
My parents were children of the Depression. They lived like every thing they owned was all they would ever have so they took pretty good care of it. They also treated every dollar like it was their last one.
“My parents were children of the Depression.”
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So was I,and also fatherless.
My mother was my “finance professor” .:-)
Sounds like you did a good job with your kids.