I insist on using cash in those situations too.
AND
I refuse to do online banking. Go ahead and hack my computer. Dig around in there. You won’t find a bank account password no matter how hard you look. There isn’t one. There never will be.
Cash will always exist. There will always be a demand for it. If one country refuses to issue it, people will use other country’s currency, or gold or silver or bitcoins or something. I am unwilling to hand over total power over my financial transactions to any government.