Really? But the SC coast is prone to hurricanes too. Is insurance really that much cheaper in SC?
I live in the upstate of SC in the mountains. My home owners insurance is around $500 and the flood insurance is 425 a year.
I have flood insurance because I live on a river, the house is elevated about the flood plain so I get a discount.
My new neighbor was claiming they paid close to $5000 a year for their Hollywood Fla home (1200 sqft). They sold and left Florida, living like King and Queens now compare to S Fla.