Since public employees unionized, home ownership has turned into indentured servitude.
The public is now there to service its servants.
With Hilary as President, the solution was for all the U.S. taxpayers to fund the liabilities imposed by Democrat politicians.
That is NJ in a nutshell - and why young Americans have no interest in buying homes here. They flee to greener pastures, and we import Third Worlders who will put five generations under one roof - with cousins, baby-mamas, etc. included. The school costs skyrocket as a state officially losing population sees the student ranks swell, and fewer and fewer Americans are paying for it.