I used to vacation up north some years ago and recall a conversation with the owner of a fishing camp in Ontario.
The bad news is that he had a heart attack. The good news is that he was life-flighted to the mainland, had a multiple bypass and recovered. More good news was the total bill which was a little over $4,000 and change for the whole affair. There would have been NO bill at all had he not requested a semi-private room. Here’s the kicker - His total taxes for the year on the fishing camp was in the neighborhood of 75% of his gross income. Free wasn’t really free after all.
There was another owner of a marina who injured his knee when he tried to catch a boat that was coming into the dock too fast. He had to wait quite a while to see an orthopedist and had to cancel his appointment because there was a 6 foot swell on the lake and he couldn’t get across. He got another appointment, three or four MONTHS later.
Sounds reasonable to me on both counts. Nobody died and both got the care they needed when it was required.
The guy with the knee problem probably got better before he had to go to the doc anyway.