Then I will be more candid...she needs to talk to someone like SCORE or do some time on the internet finding out all the stuff she needs to do.
A mistake like this is costly, and completely unnecessary.
Finally, I think someone would be insane to open a food establishment. As a professional sports photographer I had to carry $1 million in liability insurance. I cannot imagine what the insurance for an eatery would cost.
You’d have to do it for the love of it.
How could taking pictures of sports run that kind of risk. Does it require going out on the field, where you might be physically in an athelete’s way? Or oh, your flash made an athlete stumble and you’re liable for a million bucks.
> she needs to talk to someone like SCORE <
Good advice. I would not be comfortable talking to her about some of the solutions discussed here, as I am only a customer. And I’m not a lawyer. But mentioning SCORE to her is something that I can do. Thanks.
“As a professional sports photographer I had to carry $1 million in liability insurance.”
I got a $1M umbrella policy just because one of my mother’s elderly friends fell down a lot, and didn’t want to get sued in case she hurt herself on my property.
When I sold my house and rented for a while, same insurance company required me to have $300k of liability on the renter’s insurance in addition to the umbrella policy.