[Personal Responsibility]

Paid off my car ($400/mo)
Threatened cable with moving to Hulu Live. Kept all same cable services saved ($100/month)
Refinanced house to 2 point lower rate ($140/month)

[PJ-Comix]

Paid off my car ($400/mo)

We did that this year.

Refinanced house to 2 point lower rate ($140/month)

We did that last year.

[DownInFlames]

Dumped cable/ $80.00 pm
Paid off house / 2,400
Paid off car/ $400
Paid off credit cards/1800
Semiretired