Think where you would be if the money you used to pay off your house had stayed in the Trump marker!
We paid off our house when the market really sucked between about 1999 and 2004. The APR on the mortgage was 8.5%, getting rid of the mortgage quickly was a good “ROI”.
We have always always fully funded our 401k’s, no matter how much the stock market sucked. We did the dollar cost averaging routine, have no regrets.
Between Social Security and pensions, we will have no problem paying monthly bills. Our nest egg is just icing on the cake. Thankfully, Mr. RooRoo and I are in good health, that’s a huge factor in financial security during retirement.