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I would return it. Refurbished means it probably has mileage on the under-powered power supply anyhow. First of all. Get a Solid state drive (they are about the size of a pack of cigarettes but 90% thinner). Put your operating system on it and integral software. This will make your system immediately 50% faster. 7200 rpm is crap for operating systems and will bottleneck everything else. You should be able to get a good Samsung SSD for about $400 ( 1 tb).

Then you can run a 1 tb sata drive (7200 rpm) for storage and other extraneous programs (your computer will not be confused... it will read it as a non-booting drive). This should be plenty for all uses.

Get a good Cosair 850W power supply - the computer will only draw what it needs.

I also suggest windows 7 pro 64bit so it will read plenty of memory: 16 gig is plenty and win 7 pro 64bit will be a better operating system with less spyware and other issues than win 10.

The memory, 970 graphics and processor you mentioned are good.

I have been building computers since we were able to build them.... so, sorry for my ramble. Please feel free to ask more questions. I have an older 770 with an overclocked 2.4 @ 3.0 intel and run all games smoothly through my Samsung 55 inch high def tv. I don't need the super resolution beyond 1680 x 1050 @ 60 hz.

Bottom line. Return the rig. Bad combo and never buy refurbished electronics.