Some people are kind of stupid that way.
I received a decent inheritance a few years ago. We gave some to the kids college funds and did a couple repairs on the house. Besides that, it’s all in retirement savings and growing bigger every day #MAGA
I had a nice stock and savings plan at work. Instead of cashing anything in I left it accumulate until it was worth over a million dollars. Then the stock lost over 95% of its value. I didn't even get a decent dinner out of it. The bright side was that I ended up a lot better off than many of my coworkers who used theirs as collateral for loans. Many of them were ruined.
I inherited $2500 when my father died. I bought a very nice pistol. My real inheritance from him was the education he paid for.