Trying to figure out from this why it is that the insurance company is getting sued
Read the article.
Or read post #11.
This was malicious. Needs fed civil rights prosecution. And the couple should own 51% of Nationwide.
Nationwide claims adjusters took pictures and turned them over to police, claiming the couple was growing marijuana.
I would assume they are suing Nationwide for hiring stupid people.
Trying to figure out from this why it is that the insurance company is getting sued
The insurance agent seemingly pushed a false allegation about a marijuana grow operation located on the covered property. It’s alleged his testimony was instrumental in provoking issuance of a search warrant; and, the subsequent police raid on a policy holders property.
The Nationwide agent exhibited poor judgement, which Nationwide Insurance based their subsequent decisions upon. This had the effect of Nationwide Insurance likely not honoring the contract for a sustained damage. This could be based upon an exclusions of coverage exception when a police investigation indicates illegal activity is uncovered at a property.
The lawsuit in part probably seeks enforcement of the contract terms, which have likely been denied under false pretense. This episode reflects badly upon a company which had a rogue representative (agent), who apparently manipulated the legal apparatus to substantiate his denial of a legitimate policy claim.
“On Oct. 26, Nationwide sent the Cramers a policy notification letter claiming to have found marijuana growth on the property.”