Funny, I was just looking at Health Insurance prices, my plan was cancelled years ago and I have been paying the Fine instead. All I really want or need is Catastrophic Care plan with a High Deductible and minimal payment.
Believe it or not, When you Actually PAY for your Own Doctor Visits without insurance, it is remarkably cheap, about 1/4 the price.
Unfortunately with my income I am looking at $20,000 annual Cost for the 2 of us before receiving any “Insured Care”. So it looks like I pay the fine again this year.
It seems my only way out is to QUIT WORKING, Sell my Business and Retire Early and just Stop Paying in to the System entirely. If I get my Income below $40,000 a Bronze Plan is $2 per month. If I get it down to $20,000 a Silver Plan is $2 per month.
I need to Find a Real good Accountant.
“I need to Find a Real good Accountant.”
Sometimes a very friendly and wise Grandma or Grandpa already on Medicare can get big money for some part time work.
Just enough money to get a nice subsidy from Uncle Sam for members of your household.
I think subsidies are based on adjusted gross income, so IRA/401-Ks/HSAs can come in handy.