It is crazy. Back in the day the companies provided health care and for some reason 30 years ago, they decided to drop it and have people fend for themselves. That is when something should have happened. I can’t see how companies can drop pensions AND health care and save all that money......what are they doing with the boon in savings? That is a question that is NEVER answered.
You have no understanding of how business works, how to run a business and why businesses exist. If you did you would not ask a stupid question like that.