[Thank You Rush]

The answer to the question I had....

http://clark.com/personal-finance-credit/equifax-data-breach-if-my-credit-is-frozen-can-i-still-use-my-credit-cards/

[D-fendr]

Good post. Freezing has effects folks should be aware of. Of course, if you apply for new credit - card, car, house, you’ll run into problems with the freeze. If you apply for increase in credit limit.. same thing.

What happens is your credit file is frozen from being queried by any lender. There are various reasons lenders do this, including your current credit cards’ companies.

I’m not recommending against, just noting that it has impact we should be aware of.