How To Freeze Your Credit Report at Each Credit Bureau

the balance ^ | April 20, 2017 | LaToya Irby

[Thank You Rush]

That may be the answer. I guess if I decide to go ahead and perhaps online, I’ll find out. I wonder if you have to file two - one for husband’s name and one for the wife....Has any FReeper done it online?

::I’m told that when doing an online freeze, you are asked a series of multiple choice questions specific to you. Such as “You used to live on one of these streets...”::

[GOPJ]

Excellent Larry:

Freezing Your Credit Report at Each Credit Bureau

Visit each credit bureau’s site to get more information about placing a security freeze on your credit report.
•Equifax: Freeze Your Equifax Credit Report, 1-800-685-1111 (NY residents 1-800-349-9960)
•Experian: Freeze Your Experian Credit Report, 1-888-397-3742
•TransUnion: Freeze Your TransUnion Credit Report, 1-888-909-8872

Note that credit bureaus may experience high call volumes and web traffic after major data breaches and other widespread identity attacks. You may experience long phone wait times and even have difficulty accessing the credit bureau online security freeze forms during these times.

You can also place a security freeze by mail (use certified mail). Make sure you send the following information in your request:
•Your full name, including your middle initial any generational suffix (e.g. Jr., II, etc.)
•Complete current address, and previous addresses for the past two years
•Date of birth, month, day, and year
•Social security number
•Proof of identification (e.g. a photocopy of your valid driver’s license, passport, state ID, military ID, or birth certificate)
•Address verification (e.g. utility bill, cell phone bill, pay stub. Do not send a credit cards statement, magazine subscription, voided check, or lease agreement)
•Payment (check, money order, or major credit card)

Here are the credit bureau addresses you should use to mail your security freeze application and documentation.

Equifax Security Freeze
P.O. Box 105788
Atlanta, Georgia 30348

Experian Security Freeze
P.O. Box 9554
Allen, TX 75013

TransUnion LLC
P.O. Box 2000
Chester, PA 19022-2000

[Nailbiter]

flr

[HonkyTonkMan]

Well said. It’s complete garbage that WE have to PAY to secure OUR data....that these companies led by non-cybersecurity professionals (music majors) have compiled and failed to protect.

[GOPJ]

For all those folks caught up in the latest criminal scam...
bump to the top

[GOPJ]

There’s no cost involved with freezing your credit file.

[GOPJ]

Any updates on dealing with a financial cyberattack?

[Irish Eyes]

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