Agree with your approach for the most part.
However, it’s Highly advisable you have catastrophic health insurance in case of serious accident, which could completely wipe out your assets.
Look into Liberty HeathShare.
It’s been around for 30 years and costs $299 / month for married couple. $500 deductible.
100,000+ members.
It’s been a god send.
Thanks. That is very tempting.
I have to say that even considering health insurance now literally feels like a lack of faith in God’s healing powers. My wife got deathly ill the winter before last. The whole thing was taken care of by her and me and she came out of it fine. But two weeks were iffy. Prayer was the key.
Meanwhile, my brother in Seattle turned out to have the same thing. For him it was three weeks and a trip to the emergency room and a hospital room. The doctors could not help, but they were able to charge him and the insurance company several thousand dollars.
Meanwhile, I diagnosed and cured my own gout, and diagnosed and am working on a cure to my Capsulitus of the second toe.
Thing is, thanks to the internet and Google, there is very little need for a general practitioner. And the cool thing is that if you don’t have insurance, you don’t need a referral to see a specialist. If I need a doctor to look at my foot, I go to a specialist. And those kinds of visits cost a LOT less than a single month’s obamacare insurance premium. Plus, they don’t come anywhere near meeting the deductible. ;)