Does your apple tree have a pollinator close by?
Yes. It’s a Gala, supposedly any variety can pollinate. Our other apple tree was TINY when we put it in, and both have been hit hard from pests the past three years. We started with Neem last year, and are treating this year, but I expect it will be a few years more before we can even hope for an apple.
I will be paying more attention to them this year.