I should say that Pre-existing conditions can be covered as a new illness if you didn’t have previous coverage but the insurance company will price this into the price for your policy.
Not on MY policy— Who pays? me? or the old insurance company. Pre existing need to go to high risk pool. Subsidize that at very deserving levels but don’t make other people pay because I sign up with ALS. This is nuts!! Have we lost our collective minds? FREE ENTERPRISE!! IT WORKS!!