“How many are dying because they can’t afford the deductible?”
Very few, hospitals simply raise their inpatient prices $5,000 so they can afford not to collect the $5,000 bronze deductible.
My plan tends to keep annual deductibles in the $1,300 to $2,000 range by cutting subsidies based on higher deductibles.
Note though that you can buy a $10,000 deductible plan via the exchange if an insurer offers it. It won’t be eligible for federal subsidy unless you pre-deposit about $7,500 with the insurer.
Can I get subsidies for a $20,000 deductible policy under my plan? Yes, by pre-depositing $17,500+ with the insurer.