“mandate won’t be enforced”
The government can’t say that because insurers will cite force majeure and terminate their plans.
I trust the Republicans not to enforce the mandates, but they can’t say so officially.
Good. Insurance companies should terminate their profit losing plans whether individual or group. The insurance companies are doing this anyway by pulling out of 0-care markets. Insurance companies are not government welfare programs.
The moderate/high income (state to define) high risk/uninsurable individuals should get coverage under state high risk pools. Insurance companies could bid for the business and states could subsidize as much or little as they want. Any subsidization should avoid benefit cliffs so that people will be incentivized to keep working. Let individual states decide on coverage mandates and pre-existing clauses. Let the states do multi state compacts for insurance rules and sales. The constitution gives the states, not the Feds, the power in this area. The Feds should only act to ensure that individual rights and the constitution are being enforced and as you know, there is no constitutional right to health care services or health insurance (although the “annotated constution” has given citizens the right to emergency services via EMTLA etc).
There really are a relatively small number people getting insurance via 0-care marketplace when you compare to Medicaid expansion under 0-care. Most of the expansion under 0-care was via Medicaid which will of couse still exist after an 0-care repeal.