[mykroar]

But from experience, they won't bother if it is your deductible, so stay on them - hard. It's your money getting shelled out in this interest, do they are less inclined to bother.

This is BS. If they are pursuing the other carrier for subrogation, the deductible is part of that demand.

[zerosix]

You may believe me or not but I found out after the fact that my insurance company did not, include my paying the deductible - period.

After some time had gone by and during a conversation with another person who asked about my accident and did I recover everything, I remembered about the deductible.

After checking all my expenses and repayments, I found out that I had not been repaid for it so called my agents office and finally did get repaid but I did have to go after it as it had not been included in the original check.

Have a nice day!