Most folks recoil at vet bills.
I have taken pets to the UC Davis vets and can testify you have not seen a vet bill until you have seen one of theirs.
My Aussie went blind from cataracts at age 9.
Took him to Davis for surgery on both eyes and the cost was half of what the Vets in the Bay Area were asking for the job.
I've had a few doozy vet bills of my own. They included orthopedic surgery for a subluxated patella in one cat, dental work for an elderly cat at the 7 story Animal Medical Center in Manhattan, radio iodine treatment for hyperthyroid-causing benign tumors in 2 cats, and various start-up costs for newly adopted kittens.
I am dreading any such bills now as a retiree.